This quote suggests that even those who are cautious or wise do not always shape their own futures, but rather, they give in to their circumstances. It highlights the contrast between active and passive approaches to life. The prudent, who typically are careful in managing their affairs to avoid risks, may not always be the architects of their own fate. Instead, they might find themselves yielding to the circumstances that life presents them with, rather than actively shaping their own path.

This idea can be interpreted as a critique of excessive caution or risk-aversion. It suggests that while prudence can help avoid mistakes and pitfalls, it can also lead to passivity and a lack of initiative, which in turn can prevent individuals from taking control of their own destinies and achieving their full potential.

In today’s world, this quote could be applied to the way people approach challenges or opportunities. For instance, in the face of a changing economic landscape due to technological advancements, some individuals may choose to stick to their existing skills and jobs (the prudent approach), rather than learning new skills or exploring new career paths. While this approach might protect them from immediate risks, it may also prevent them from seizing new opportunities and shaping their own futures.

In terms of personal development, this quote might inspire individuals to take more calculated risks and to be more proactive in shaping their own futures. It suggests that while prudence is important, it should not prevent us from stepping out of our comfort zones and taking control of our own destinies.