This quote is a metaphorical way of expressing the idea that people often make promises or resolutions that they don’t have the ability or the intention to keep. By comparing these resolutions to checks drawn on a bank with no money, the quote suggests that such promises are essentially worthless. They may look and sound good, but they’re fundamentally empty because they’re not backed by anything of value.

In the realm of personal development, this quote encourages us to be honest with ourselves about our capabilities and our intentions. It suggests that we shouldn’t make promises that we know we can’t keep, whether those promises are to ourselves or to others. Instead, we should focus on setting realistic goals and then working hard to achieve them.

In today’s world, we often see examples of people making grandiose promises that they can’t keep. This can be seen in politics, where candidates often make sweeping promises in order to win votes, knowing that they won’t be able to deliver on those promises once they’re in office. It’s also common in business, where companies often over-promise and under-deliver in order to attract customers or investors.

However, this quote also suggests that there’s a difference between setting high goals and making empty promises. It’s not wrong to aim high, as long as we’re willing to put in the work necessary to achieve our goals. But when we make promises that we know we can’t keep, we’re not only deceiving others, we’re also deceiving ourselves.

In conclusion, this quote encourages us to be realistic and honest in our ambitions. It reminds us that it’s better to make small, achievable promises and then fulfill them, rather than making grand promises that we can’t keep. By doing so, we can build a reputation for reliability and integrity, both in our personal lives and in our professional careers.