This quote is a powerful statement about personal responsibility and the power of individual mindset. It suggests that the amount of money you earn is not primarily determined by external economic conditions, but rather by your personal beliefs, attitudes, and actions.

The term “philosophy” here refers to your overall worldview and approach to life, including your attitudes towards money, work, and success. If you believe that you have the power to increase your income and take the necessary actions to achieve that, then you’re likely to succeed. On the other hand, if you believe that your income is limited by external factors beyond your control, then you’re likely to remain stuck in your current financial situation.

In today’s world, this idea is particularly relevant. We live in an age of unprecedented opportunities for self-education, entrepreneurship, and personal growth. The internet and other technologies have opened up vast new possibilities for creating wealth. However, to take advantage of these opportunities, you need to have the right mindset. You need to believe in your ability to learn, grow, and succeed. You need to take personal responsibility for your financial future, rather than blaming the economy or other external factors.

In terms of personal development, this quote suggests that improving your financial situation starts with changing your philosophy. This might involve changing your attitudes towards money, developing new skills, setting ambitious goals, or taking calculated risks. It might also involve overcoming limiting beliefs, such as the belief that you’re not good enough, not smart enough, or not lucky enough to be wealthy.

In conclusion, this quote is a reminder that your income is a reflection of your philosophy. If you want to earn more, you need to think differently and act differently. You need to take control of your financial destiny, rather than leaving it in the hands of the economy.