This quote emphasizes the idea that opportunities for wealth and prosperity are abundant and available to everyone. The "money buried everywhere" is a metaphor for these opportunities. It suggests that wealth is not a scarce resource confined to a select few, but rather, it is scattered and hidden in various places, waiting to be discovered by those who are willing to put in the effort to seek it out.

The second part of the quote, "you have only to go to work to find it," underscores the importance of effort and initiative in uncovering these opportunities. It implies that wealth doesn’t come from luck or inheritance, but from hard work and the pursuit of opportunities. The word "work" here does not necessarily mean a traditional job; it could also mean starting a business, investing, or any other means of creating wealth.

Applied to today’s world, this quote suggests that despite economic challenges, opportunities for wealth creation still exist. They may not be readily apparent and may require creativity, resourcefulness, and perseverance to uncover. For instance, many successful entrepreneurs have found "buried money" in the form of untapped markets or innovative products. Similarly, individuals can "find money" by developing valuable skills, investing wisely, or finding ways to save and reduce expenses.

In terms of personal development, this quote encourages a proactive and optimistic mindset. It suggests that we should not be passive or pessimistic about our financial situation, but rather, we should take control and actively seek out opportunities. This mindset can also be applied to other areas of life, such as personal growth, relationships, and health. In essence, the quote is a call to action, urging us to dig deep, work hard, and uncover the potential wealth that lies all around us.