This quote suggests that moral character and virtue are more important than religious affiliation or belief. A “virtuous heretic,” or someone who deviates from accepted beliefs but does so with integrity and good intentions, is more commendable in Franklin’s view than a “wicked Christian,” or someone who follows the accepted belief system but acts immorally or unkindly.

At the heart of this quote is the idea that our actions and character define us more than our stated beliefs. It suggests that it’s better to act with integrity and kindness outside of accepted norms than it is to follow those norms but behave poorly.

In today’s world, this could be applied in a variety of ways. It could be seen as a call for tolerance and understanding of people who have different beliefs, as long as they are acting with good intentions and integrity. It could also be interpreted as a critique of those who use their religious or ideological beliefs as a cover for immoral or harmful actions.

In terms of personal development, this quote could inspire us to focus more on our actions and behaviors rather than worrying about whether we fit into certain belief systems or ideologies. It encourages us to prioritize integrity, kindness, and virtue over conformity.

In essence, Franklin’s quote is a timeless reminder that our actions speak louder than our words or beliefs. It’s a call to live our lives with integrity and kindness, regardless of what belief system we subscribe to.