This quote implies that a child, in their innocence and naivety, perceives both money and time as infinite resources. The specific amounts—20 shillings and 20 years—are arbitrary and serve to illustrate the child’s perception of abundance. The child cannot fathom how 20 shillings, a considerable amount for them, could ever be spent, just as they can’t comprehend how 20 years, which is often longer than they’ve been alive, could pass.

The quote essentially highlights the difference in perspectives between children and adults regarding time and money. As adults, we understand that both are finite resources that need to be managed wisely. However, children, with their limited experience and understanding, view these resources as almost limitless.

Applying this concept to today’s world or personal development, it serves as a reminder of the importance of perspective and the value of resources. In a society where consumption is often encouraged, it’s easy to forget that our resources—be it time, money, or even energy—are limited. Just like a child who thinks 20 shillings and 20 years can never be spent, we may fall into the trap of squandering our resources without realizing their true value.

In terms of personal development, this quote can be a reminder to manage and value our resources wisely. This might mean being mindful of how we spend our time, investing our money wisely, or even taking care of our physical and mental health. It also highlights the importance of experience and maturity in shaping our understanding and management of these resources. As we grow and learn, we become better equipped to manage our resources and make the most of what we have.